🔐 SabiPlug Terms & Conditions

Last updated: 9/18/2025

1. Your Agreement

By accessing and using SabiPlug, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our platform. These terms constitute a legally binding agreement between you and SabiPlug.

2. Creating an Account

To use SabiPlug services, you must:

Provide accurate, current, and complete information during registration
Maintain and update your account information to keep it accurate
Keep your login credentials secure and confidential
Be at least 18 years old or have parental consent
Be responsible for all activities that occur under your account

You are solely responsible for maintaining the confidentiality of your account and password.

3. What You Can Do

SabiPlug allows you to:

Financial Services: Buy airtime, data bundles, pay electricity bills, and other utilities
Wallet Management: Fund your digital wallet, send money to friends and family
Earn Rewards: Complete tasks, participate in challenges, and earn XP points
Referral Program: Invite friends and earn rewards for successful referrals
Bill Splitting: Split bills with friends and family members
Transaction History: View and manage your transaction history

All services must be used for personal, non-commercial purposes only.

4. What You Can't Do

You agree NOT to use SabiPlug for:

Any fraudulent, illegal, or unauthorized activities
Money laundering or financing of illegal activities
Transmitting viruses, malware, or harmful code
Attempting to gain unauthorized access to our systems
Copying, modifying, or reverse-engineering our platform
Commercial use without explicit written permission
Creating multiple accounts to circumvent restrictions
Harassment, abuse, or violation of others' rights

5. Wallet & Payments

Wallet Services:

Fund your wallet through bank transfers, cards, or other approved methods
Send money to other SabiPlug users
Pay for services and utilities directly from your wallet
Withdraw funds to your linked bank account

Fees & Charges:

Service fees may apply for certain transactions
Withdrawal fees may be charged based on the method used
All fees will be clearly displayed before you confirm any transaction
We reserve the right to modify fees with 30 days' notice

6. Earning Rewards & XP System

Reward System:

Earn XP points for completing transactions and activities
Level up your account to unlock additional benefits
Participate in special challenges and events
Earn referral bonuses for successful friend invitations

Reward Terms:

Rewards are subject to verification and may be revoked if terms are violated
We reserve the right to modify the reward system with notice
Rewards cannot be transferred or sold to other users

7. Account Termination

We may suspend or terminate your account if:

You violate these Terms and Conditions
You engage in fraudulent or illegal activities
You provide false or misleading information
Your account remains inactive for an extended period

Upon termination:

Your access to SabiPlug services will be immediately revoked
Any pending transactions will be processed according to our policies
You may request withdrawal of remaining wallet balance

8. Disputes & Legal

Dispute Resolution:

Most disputes can be resolved through our customer support
For unresolved disputes, we prefer arbitration over court proceedings
These terms are governed by Nigerian law
Any legal proceedings will be conducted in Nigerian courts

Limitation of Liability:

SabiPlug's liability is limited to the amount of fees paid for the specific service in question. We are not liable for indirect, incidental, or consequential damages.